Accra, Ghana//- MobileMoney Fintech LTD (MMFL) has opened applications for the MoMo Fintech Lab, a nationwide innovation programme in partnership with the Bank of Ghana and key fintech ecosystem partners to discover, develop and accelerate Ghana’s next generation of fintech innovators.
Launched on August 12, 2026, in Accra, the programme is open to students, developers, entrepreneurs, startups and innovators across Ghana with fintech ideas that can address everyday challenges, expand financial access and support the growth of Ghana’s digital financial services ecosystem.
Through the Lab, MoMo is bringing together regulators, financial institutions, fintechs, technology partners, academia, investors and innovation hubs to support responsible, practical and scalable solutions.
Anchored on the theme “Build with MoMo” and the tagline “Build the Next Wave of Fintech,” the Lab will give selected participants access to the tools, networks and industry guidance needed to refine their ideas into practical, commercially viable solutions.
How to Participate
Interested applicants can apply directly through the MoMo App:
- Download or open the MoMo App.
- Log in with your MoMo number and PIN or use biometrics.
- On the home page, click on the MoMo Fintech Lab banner.
- Complete the application form with your personal or team details.
- Describe your fintech idea or solution, indicate the innovation track it aligns with, attach any required supporting information and submit before the deadline.
The programme focuses on four innovation tracks: Everyday Payments and Financial Access; Business and Merchant Growth Tools; Trust, Security and Digital Identity; and Future Finance and Connected Ecosystems.
Applications are free and may be submitted by individuals or teams. The call for applications closes on September 30, 2026.
Speaking at the launch, the Chief Executive Officer of MobileMoney Fintech LTD, Shaibu Haruna, said the initiative is intended to strengthen Ghana’s fintech talent pipeline and create a platform where innovators can build solutions with real-world relevance.
Owureku Asare, Head of the FinTech and Innovation Office at the Bank of Ghana, also underscored the importance of collaboration, responsible innovation and regulatory partnership in shaping a trusted and inclusive digital financial ecosystem for Ghana.
Ghana’s Minister for Communications, Digital Technology and Innovations, Samuel Nartey George, challenged Ghanaian innovators to use the newly launched MoMo Fintech Lab to develop homegrown financial technology solutions capable of competing across Africa and the global digital economy.
He said Ghana has the talent, ideas and creativity required to build its own digital future and should not continue to depend on solutions developed elsewhere.
The final 12 entries for the Fintech Lab will receive a prize and support package that includes cash awards of up to GH¢100,000, digital devices, bootcamp, hackathon, mentorship, incubation support, industry exposure and participation in a National Demo Day, where finalists will pitch their solutions to industry stakeholders.
MobileMoney Fintech LTD is encouraging innovators across Ghana to apply and take advantage of this opportunity to build practical fintech solutions that can improve lives, support businesses and strengthen Ghana’s digital economy.
MMFL is supported by ecosystem partners and sponsors, including Hubtel, APPSN Mobile, Zenith Bank, Korba, Blue Penguin, Jumo and others contributing to this shared industry effort.
