Analysis: 2015 – Viatical Settlement

What is a Viatical Settlement? A viatical settlement occurs when a person who is chronically or terminally ill sells his or her whole or universal life insurance policy to a third party that maintains the premium payments and receives the death benefit when the insured dies. How does a Viatical Settlement work? Let’s say John Doe has a year to live. He’s decided […]

Report: International SMEs Not Recognizing Africa’s Growth Potential

AN in-depth study conducted by the Economist Intelligence Unit (EIU) on behalf of DHL Express approximately 40% of global SMEs (small and medium-sized enterprises) do not perceive Africa as a growth opportunity, despite the positive economic growth stories and growing middle class in the regions. The report further reveals that while many multinationals and state-owned […]